Showing posts with label banking. Show all posts
Showing posts with label banking. Show all posts

Thursday, July 9, 2009

Good turn update

Contrary to expectations, TCF Bank fixed the problem in about a day, and even refunded the overdraft fees without making me go through the process that they outlined yesterday. So, good work TCF.

There is one problem. They credited too much money back to my account. This time I've learned my lesson, and will keep my mouth shut.

Wednesday, July 8, 2009

Do a good turn daily

The other day I notified my bank -- TCF Bank, if you're wondering -- that they had erroneously credited $1300 to my account. In order to correct the error, they deducted $2600.

Since it was a heavy spending weekend (wedding = suit + gift, I spent about $300 to-be-reimbursed bucks at work, and I paid off my credit cards) this resulted in an overdraft, for which TCF Bank charged me $105. They say that I'll get my $1300 back on Monday (please note that today is Wednesday), at which time I'll once again be able to withdraw cash and do debit card transactions.

As for the $105 overdraft fee, I have the right to protest it. The person I talked to thought I had a better than even chance of getting it refunded if I really stick to it and fill out all of the forms correctly and in a timely manner.